Artificial Financial Intelligence for the Onchain Economy
AFI Protocol is building the infrastructure layer that connects real-world assets to decentralized finance — through transparent, verifiable Proof-of-Reserve vaults that anyone can access, audit, and compose with.
Bridging Traditional Finance and DeFi
The financial world is undergoing a fundamental transformation. Trillions of dollars of real-world assets — from US Treasuries to private credit to trade finance — remain siloed in opaque systems that lack on-chain verifiability or composability.
AFI Protocol exists to change that. Our mission is to provide Proof-of-Reserve (POR) infrastructure that makes RWA-backed yield transparent, auditable, and composable across the entire DeFi ecosystem — starting with Ethereum, Base, and Monad.
We believe institutional-grade yields should not be gated behind legacy systems. By anchoring every vault to on-chain reserve proofs, AFI Protocol gives DeFi users and protocols the confidence to deploy capital into real-world asset strategies without sacrificing transparency or decentralization.
Proof-of-Reserve Infrastructure
At the core of AFI Protocol is the Proof-of-Reserve (POR) standard — a cryptographically verifiable mechanism that ensures every dollar held in a vault is backed by real, audited assets. Unlike traditional yield aggregators that rely on trust assumptions, AFI Protocol vaults publish reserve attestations on-chain, making the collateral backing of each vault continuously auditable by anyone.
On-Chain Reserve Attestations
Every vault publishes cryptographic proofs of its underlying asset reserves directly on-chain, enabling real-time verification without relying on third-party reports.
Composable Vault Tokens
Vault shares (like afiUSD and afi-rwaUSDi) are standard ERC-20 tokens, fully composable with the broader DeFi ecosystem — usable in lending, liquidity pools, and yield strategies.
Multi-Chain Architecture
AFI Protocol vaults are deployed across Ethereum, Base, and Monad, enabling users on multiple networks to access the same institutional-grade yield strategies with native asset security.
Institutional Partner Integrations
Through partnerships with leading RWA protocols like Multipli and the Pendle Ecosystem, AFI Protocol sources yield from diversified, audited real-world asset portfolios.
Active Proof-of-Reserve Vaults
Each AFI Protocol vault is designed around a specific real-world asset strategy, combining transparent reserves with competitive yield for DeFi participants.
afiUSD
The afiUSD vault provides access to USD-denominated real-world asset yield, built in collaboration with the Pendle Ecosystem. Backed by Proof-of-Reserve attestations on Ethereum, afiUSD delivers 8.67% APY with full on-chain transparency. Ideal for DeFi users seeking stable, institutional-quality returns on USD-pegged assets.
afi-rwaUSDi
The afi-rwaUSDi vault is the flagship multi-chain RWA vault, developed in partnership with Multipli. With over $225M TVL deployed across Ethereum, Base, and Monad, afi-rwaUSDi provides diversified exposure to real-world asset income streams with rewards from both AFI Protocol and Multipli ecosystems.
What We Stand For
Transparency First
Every vault, every reserve, every attestation is published on-chain. We believe financial infrastructure should be verifiable by default — not just by request.
Composability
Our vault tokens are standard ERC-20 tokens designed to integrate with any DeFi protocol. AFI Protocol yields can be leveraged, hedged, or composed without friction.
Institutional Quality
We source yield from rigorously audited real-world asset portfolios. Our partnerships meet the same standards demanded by institutional allocators.
Open Ecosystem
AFI Protocol is built for integration. Protocols, DAOs, and developers can build on top of our POR infrastructure to create novel financial products and services.
Built by DeFi and TradFi Experts
AFI Protocol is built by a multidisciplinary team with deep expertise spanning decentralized finance, traditional asset management, cryptography, and financial infrastructure.
Strategic Ecosystem Partners
The strength of AFI Protocol comes from its ecosystem of carefully selected partners who share our commitment to transparency, institutional quality, and DeFi composability.
Multipli
Multipli provides the RWA yield infrastructure powering the afi-rwaUSDi vault, offering diversified exposure to institutional-grade real-world asset income with full reserve backing.
The Pendle Ecosystem collaboration powers the afiUSD vault, enabling yield tokenization and fixed/variable rate strategies on top of AFI Protocol's Proof-of-Reserve USD vault.